Panel 1: We find ourselves watching Elly reflect on what a busy day she's had so far and date the strip by talking about how if she can get to the bank before it closes, she can deposit the cheque she's got in her hand.
Panel 2: After that, she'll see if she can't fit a couple of bags of groceries in the back seat.
Panel 3: She does that CLOSED-EYED smug smile thing of hers when she starts to admit to herself that John is right about how it feels like second nature to drive the Overcompensationmobile.
Panel 4: Her self-congratulation incident is interrupted by something going SCREEEEEE-BANG!!!!! right into her which causes her to actually earn the gobsmacked teeth-of-evil look of sheer horror her face is frozen in.
Summary: The irony is not just that her not looking where she wanted to go for a second helped contribute to her predicament. The irony is that Worst Driver 14 starts on the 29th of the month because one of the two people involved in the crash looks a lot like a typical nominee.