Panel 1: We find ourselves at the Richards apartment watching Georgia thank Elly (who's carrying a box of kitchen utensils) for coming over and helping them move as Liz looks out the window and calls their attention to the fact that Phil has come over with the truck.
Panel 2: As Phil beams with pride at his 'cleverness' and 'practicality', Georgia looks at the clapped-out piece of shit half-ton he's standing next to and reminds him that he was supposed to rent a U-Haul like a sane person.
Panel 3: Phil says that he was going to do that but he ran into one of his buddies from Uni who said that they could use this instead.
Panel 4: When she points out that it's old and filthy (and also exposes her furniture to the elements), he doesn't listen to any of that because it's FREE.
Summary: It might not cost him a dime to operate but the deluded ape is going to stand around sulking for years about the metric ton of lost respect this is going to cost him.